Public health care insurance: It’s not free!

Fraser institute study says it costs the typical Canadian family almost $12,000 per year.

August 20, 2015   by PLANT STAFF

VANCOUVER — Turns out public healthcare insurance in Canada isn’t free after all. A typical Canadian family of four will pay $11,735 in 2015, finds a Fraser Institute study.

The public policy think-tank points out Canadians pay “a substantial amount of money for health care through their taxes,” and has attached some costs to illustrate.

The Price of Public Health Care Insurance, using data from Statistics Canada and the Canadian Institute for Health Information, finds the average family (two parents and two children) earning $119,082 will pay $11,735 for public health care insurance in 2015. A single individual earning $42,244 can expect to pay $4,222.

Between 2005 and 2015, the cost of health care for all family types increased by 48.5%, dwarfing increases in income (30.8%), shelter (35.9%) and food (18.2%).


“Over the past decade, the cost of health care in Canada has grown 1.6 times faster than average income,” said Bacchus Barua, study co-author and senior economist in the Fraser Institute’s Centre for Health Policy Studies.

Here is a breakdown of the cost of health care insurance in Canada by family type, average household income and healthcare insurance:

• Unattached individuals, $42,244, $4,222

• 2 adults, 0 children, $104,339, $11,767

• 2 parents, 1 child, $121,701, $12,055

• 2 parents, 2 children, $119,082, $11,735

• 1 parent, 1 child, $54,821, $4,641

• 1 parent, 2 children, $53,209, $3,789

Click here for a copy of the report.

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